Application Basics

In Florida, the Department of Children and Families (DCF) oversees the Institutionalized Care Program (ICP).  This program provides the funding for seniors residing in a nursing home, also referred to as a skilled level care facility.  In order for an individual to qualify for ICP benefits, they must reside in a skilled level care facility and meet the financial criteria set forth by DCF.  The basic financial criteria set forth by DCF is twofold in that the applicant must meet both the income rules and the asset rules.  The maximum amount of monthly income an applicant may have is $2,022.  If they are over this amount then they will need to set up what is commonly referred to as a Qualified Income Trust in order to qualify under ICP income guidelines.  In addition to the income rules, the applicant must also be in compliance with the asset limitations.  An applicant is limited to $2,000 in non-exempt assets, however their spouse is entitled to have $109,560 in non-exempt assets.  It is important to note there are certain assets that are exempt under the rules and others that are not.  For instance, an applicants homestead is an exempt asset while a vacation home would typically not be considered exempt.  Once these criteria are satisfied and the applicant is residing in a skilled level care facility they can begin the application process.  It is critical before applying you ensure all these criteria are satisfied to avoid substantial ramifications.  To learn more about qualifying for Florida’s Nursing Home Medicaid, contact a Florida Elder Law Attorney.